Stripe or PayPal which is good for WooCommerce

Stripe or PayPal which is good for WooCommerce

There are around 95 payment gateways that are supported by WooCommerce, according to a normal Google search. PayPal, Stripe,, First Data, Square, and Amazon Pay are among the alternatives available. There are a few more esoteric payment methods available, but the most prominent on the list are PayPal and Stripe.

The main reason why Stripe and PayPal are popular is that WooCommerce extensions are free. The other important factors are they offer affordable prices, seamless transactions, and respectable business practices. In essence, both these platforms are popular, and firms profit while also protecting the people. However, like with any payment gateway interaction, attempting to find out the correct response may get incredibly tedious.

Let’s start with understanding PayPal!


PayPal has more advantages compared to drawbacks it has and its reputation is known to everyone around the world. It is the most commonly used online payment gateway. It is very difficult to find a country or a bank that doesn’t work with PayPal. eCommerce companies around the world use PayPal since it permits credit card transactions directly. Business owners utilize PayPal since it provides greater assistance and financial security. One of the most important factors is that users and business owners both have control over their money.

How PayPal works with WooCommerce

Coupling PayPal with the online store is a straightforward choice since it is one of WooCommerce’s default payment choices that are built-in. The rather simple process starts with a user or a company needing to verify their account and they can start making and receiving payments.

The pricing policy of PayPal is rather easy to understand and transparent about its pricing. PayPal charges a simple transaction fee of 2.9% + .33 tax on credit card transactions for all online stores. Apart from this, there are no other hidden charges since all the transactions follow this simple rule.

Another simple reason why users opt for using PayPal is the option of quick payout that the service offers. With PayPal, Sellers may construct processes to manage their online storefronts. Once a transaction is completed, the funds can be deposited immediately into the user’s bank account. So, in a way, they don’t have to rely on PayPal to transfer their money after a payment cycle.


Stripe is a worthy alternative to PayPal offering different features such as payment processing, PCI compliance, marketplace tools, free trials, subscriptions, coupons, etc. It is a global payment gateway and is used widely in online stores that are supported by Woo Commerce for transactions all around Europe or Asia.

How Stripe works with WooCommerce

Adding the free extension of Stripe on a WooCommerce website is the first step to setting up an online store. Post which it becomes easy to accept credit cards, or even cryptocurrencies like Bitcoin and more. Setting it up is rather easy and doesn’t require any expertise to configure the preferred payment setting.

Users tend to choose Stripe over PayPal due to its robust collection of free developer tools. Enabling developers to couple the Stripe payment systems with other applications, programs, and websites easily. The idea is to set up a firm base and stir up possibilities that would help expand their business.

Similar to PayPal, Stripe also charges a simple and direct transaction fee of 2.9% + .33 as a standard. Stripe doesn’t charge anything extra for authorization of cards, or changing cards. Businesses that are looking to accept international cards or accept payment from Apple Pay, can use Stripe.

PayPal or Stripe. Which should users choose?

It is never easy to conclude which is the better option for a payment gateway. Here is a list of statements that could help users decide whether they should choose Stripe or PayPal.

  • Stripe is more suited for developers, as it allows them to customize tools as per the need of the business.
  • PayPal is easier and more comfortable for anyone who is starting and requires an easy solution.
  • Stripe charges lesser fees for things like micropayments, and chargebacks.
  • PayPal is more well-known and reputed around the world than Stripe.

Both tools have their advantages and disadvantages. Users need to choose what is best suited for their customers, as in the end, they are the ones who will be using your services.